Course summary: Module 1 introduced Zakat as a religious obligation, distinct from voluntary Sadaqah. Module 2 explained who must pay Zakat, and the role of Nisab and Hawl. Modules 3 to 6 covered each major category of Zakatable wealth: cash, gold and silver, business and investment assets, and property, produce and livestock. Module 7 brought every category together into one Net Zakatable Wealth figure. Module 8 covered who is eligible to receive Zakat, and who is not. Module 9 applied everything learned to three realistic case studies.

Final assessment: answer all ten questions covering the whole course. A pass mark of 80% (8 out of 10) is required for CPD certification. Learners may revisit any module before submitting their answers. Sample questions include: the standard Zakat rate applied to qualifying wealth (2.5%); the meaning of Nisab and which two metals are traditionally used to set it (gold or silver); the meaning of Hawl (one full Islamic lunar year that qualifying wealth must remain at or above Nisab); the difference between the Hanafi and majority views on personal jewellery; the Zakat rate difference between rain-watered and irrigated agricultural land (10% vs 5%); which type of debt can typically be deducted before calculating Zakat (only short-term debts due within the coming year); and which categories of people are eligible to receive Zakat.

CPD reflection: record in your CPD log what you expected to learn at the start of this course, what you have learned, and how you will apply it — for example when calculating your own Zakat or supporting others with theirs. This course provides approximately 2 hours 45 minutes of CPD learning time across 10 modules.

Congratulations on completing Understanding Zakat Calculation. You should now be able to explain what Zakat is, identify who it is due from, calculate it accurately across every major category of wealth, apply correct deductions, and distribute it to eligible recipients with confidence.